Make the QR first
Enter the name and UPI ID that should appear in the recipient’s app. Add an amount only if you want every person who scans to see the same amount. Then select Create QR.
Use the WhatsApp action
On supported phones, the Share on WhatsApp action opens your share sheet with a ready payment card. On other devices, the card downloads first and WhatsApp opens with a simple message. Attach the downloaded image in the chat.
Say what the payment is for
Use a short payment note such as “July class fee” or “Invoice 1042”. The note can make the request clearer, but the recipient should still check the displayed name in their UPI app before paying.
Sending from a specific app
The steps differ slightly depending on which app your UPI ID came from. Each of these covers forwarding the app's own QR image as well as building a cleaner card:
- Share a Paytm QR code on WhatsApp
- Share a PhonePe QR code on WhatsApp
- Share a Google Pay QR code on WhatsApp
Whichever app you use, the QR is a universal UPI QR: the person paying can use any UPI app they like.
Received a QR instead of sending one?
If someone sends you a QR and asks you to pay it, read it first. The UPI QR checker shows which UPI ID a QR image actually pays, whether an amount is locked in, and anything unusual about it, before you transfer anything. See also how to verify a UPI QR before paying.
Sending many at once
For a class group, a housing society, or a list of customers who each owe a different amount, the bulk UPI QR generator turns a spreadsheet into a printable sheet of labelled codes.