Option 1: forward the QR image from the app
Paytm lets you save or share your own payment QR from inside the app. Open the app, go to the section showing your QR or payment address, and use its save or share action. You then attach that image in the WhatsApp chat like any other photo.
This works, but the saved image is usually sized for a screen, carries app branding, and often crops badly when WhatsApp compresses it. It is fine for one customer. It is a poor choice for a card you will send hundreds of times.
Option 2: build a clean payment card from your UPI ID
Your Paytm UPI ID is a normal UPI address. Enter it in the form on this page and you get a QR that any UPI app can pay, laid out as a card sized for a chat. Nothing about the payment changes. The money still lands in the same account.
- Find your UPI ID in the Paytm app under your profile or payment settings. It usually ends in
@paytmor@ptaxis,@ptsbi,@ptyes, or@pthdfcdepending on the bank behind your account. - Enter your name and that UPI ID above.
- Add an amount only if every person you send this to should pay the same figure. Leave it blank otherwise.
- Select Create QR code, then Share on WhatsApp.
On phones that support it, the share action opens your WhatsApp share sheet with the card attached. On other devices the card downloads first and WhatsApp opens with a short message, so you attach the saved image in the chat.
Which one should you use
Forward the app image if you need it once and you already have it open. Build a card here if you send payment requests regularly, want the same layout every time, or want to add a payment note such as an invoice number.
Before you send it widely
Have someone scan the card and send ₹1. Check that the name their app shows before payment is your name, and that the money arrives. A wrong digit in a UPI ID produces a QR that looks perfectly normal and pays someone else.
If a customer sends you a QR instead, you can check who that QR pays before you transfer anything.
Related
- Share any UPI QR code on WhatsApp
- Share a PhonePe QR code on WhatsApp
- Share a Google Pay QR code on WhatsApp
- How to find your UPI ID
UPI QR Code Maker is an independent tool and is not affiliated with, endorsed by, or connected to Paytm or any payment app. App names appear here only to describe where your own UPI ID comes from.